Bonds and debentures

Steady income from bonds and debentures

When you buy a bond or a debenture, you lend money to a company or the government for a set period, and they pay you interest. Non-convertible debentures (NCDs) are a common way for companies to raise money from investors like you.

Ask us about this

An investor signing documents with a pen

Is this right for you?

You want regular interest income
You want to make your portfolio steadier
You are comfortable holding an investment until it matures

Good to know

Bonds and NCDs carry a credit rating from agencies such as CRISIL, ICRA and CARE
Listed NCDs can be sold on the stock exchange, but buyers are not always available
If sold before maturity, the price can be higher or lower than you paid
Interest is taxed at your income-tax slab rate

How we help

What working with us looks like

Check the issuer
Credit rating, business strength and how the bond is secured.
Match the term
Bonds that mature when you will need the money.
Explain the trade-offs
Higher interest usually means higher risk. We make that clear.

Questions